What is a loan pre-approval and why is it important?

Getting pre-approved means a lender has already reviewed your finances and agreed to lend you up to a certain amount before you start shopping.

Here’s why it’s a game-changer: 

✅ You know your budget and interest rate upfront 

✅ You gain negotiating power at the dealership 

✅ You avoid surprises and stay within your price range

It’s one of the smartest moves you can make before buying a car.