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Right now, VINdicated.ai is focused on auto finance and lease contracts, our MVP. That means we scan and flag APR, doc fees, gap insurance, warranties, lease money factors, and more, so you know instantly if your deal is fair. But this is just the beginning. Coming soon, VINdicated.ai will expand to protect you in other everyday agreements, including: Auto repair bills → Spot padded labor hours, overpriced parts, or unnecessary services. Employment agreements → Highlight non-competes, salary/benefit benchmarks, and hidden clauses. Insurance policies → Compare coverage, exclusions, and premium markups to fair-market standards. Rental/lease agreements → Flag hidden fees, unfair penalties, and terms that put you at risk. Our vision: one app that makes any fine print clear, fair, and negotiable, so you never get taken for a ride again.

VINdicated.ai doesn’t keep your personal details. We only extract the numbers that matter - things like APR, fees, taxes, and your vehicle’s VIN. Names, addresses, signatures, and anything identifying are automatically redacted. Every scan runs through bank-level encryption, and once your report is generated, the file is deleted instantly unless you choose to save it yourself. We don’t sell, share, or store your personal info, ever.

Yes. VINdicated.ai works on both lease and loan contracts. The AI understands the different formats and terminology used in each, so you’ll get accurate insights no matter which path you choose.

Absolutely. If your deal includes a trade-in, VINdicated.ai checks whether the value you’re being offered is in line with fair market data and looks for any tricks—like reducing your trade-in value to make other numbers look better.

Most scans take less than 60 seconds. As soon as the AI finishes analyzing your paperwork, you’ll see a simple, plain-English breakdown of what’s good, what’s questionable, and what you should watch out for before signing.

Once you snap and submit your contract, our system instantly goes to work: Numbers only. We strip out personal info (names, addresses, signatures) and focus purely on deal terms - APR, fees, taxes, rebates, add-ons, and trade-in values. Compare vs. trusted benchmarks. Using data from sources like Edmunds, CarEdge, Bankrate, NerdWallet, and Kelley Blue Book, we check whether each number falls within a fair range. Flag what matters. Hidden fees or charges → Doc fees above typical state caps, inflated GAP insurance, overpriced warranties. APR check → If your rate looks padded beyond normal tiers. Add-on alerts → Rustproofing, paint sealants, or extras that add cost without adding value. Trade-in red flags → If the value you’re offered is far below multiple trusted estimates. Your custom report. In seconds, you’ll see a simple, color-coded breakdown: Green = Fair Yellow = Caution Red = Overpriced / Unfair Smart talking points. We don’t just say “bad deal.” We arm you with ready-to-use negotiating language tailored to your flagged items. (Example: “I see the doc fee is $995. The state average is around $400. Can we bring that down?”) Your choice. Armed with clarity, you can: Negotiate with confidence, or Walk away knowing you avoided a bad deal. Think of it as having thousands of car-finance experts behind you, without ever leaving your chair.

Basic ($6): Scan 1 deal and get instant feedback on fees, APR, and add-ons. Plus ($9): Scan up to 3 deals, check APR and trade-in values, and get dealer negotiation scripts.

ChatGPT is a generalist - it can write poems, recipes, or even code, but it doesn’t “speak car dealer.” VINdicated.ai does. We’re trained on real dealership contracts, the hidden fees, the padded APRs, the overpriced add-ons - the tricks that actually drain your wallet. VINdicated.ai has one job: to read the fine print like a hawk and protect you from getting taken for a ride.

Not at all. Whether it’s your first car or your fifth, VINdicated.ai levels the playing field so you can buy with confidence. Even experienced buyers miss hidden fees—our AI doesn’t.

Nope. Everything happens right in the app. Just snap or upload your contract, get your results, and decide your next move. No calls, no sales pitches, no pressure.